A message from our Managing Partner, Happy New Year and welcome to 2026! I trust you had a well-deserved break over the holiday period and are ready to tackle the year ahead with renewed energy and focus. As we’ve now settled into the second half of the financial year, January presents the perfect opportunity to pause and take stock.…
We’re now six months into the financial year, making this the perfect time to review your business goals and assess what’s working and what needs adjusting. A strategic mid-year review can determine whether you coast to June or finish strong. Why January Matters The start of the calendar year coincides with the midpoint of the…
From 1 July 2026, Australian employers must pay superannuation contributions at the same time they pay their employees’ wages. The legislation passed parliament in November 2025, giving businesses less than six months to prepare for a fundamental shift in how super is paid. Currently, employers pay super quarterly, with contributions due 28 days after quarter…
Understanding Business Activity Statement lodgement requirements is fundamental to staying compliant and maintaining healthy cash flow. Getting your BAS timing right affects both your compliance standing and your working capital. The Basics: What Goes in Your BAS Your BAS reports and pays several key obligations to the ATO including GST collected and paid, PAYG withholding…
The shift from quarterly to monthly thinking is where many businesses struggle. You might lodge quarterly, but your cash flow needs daily management. Treating your quarterly GST liability as a monthly obligation helps smooth out the lump-sum nature of quarterly payments. If your quarterly GST is typically $30,000, consider setting aside $10,000 per month. This…
Many businesses operate on credit terms, creating a gap between making sales and receiving payment. As sales increase, more cash becomes tied up in accounts receivable for 60 to 120 days while expenses still need paying. Debtor finance can provide a solution, but it’s not right for every business. Debtor finance converts your unpaid invoices…
Growth sounds like success, but it can strangle your cash flow if you’re not careful. You spend cash fulfilling orders before customers pay you. When revenue is growing, this timing gap gets worse because more sales equals more working capital tied up in debtors and inventory. Everyone is busy delivering all that extra work, then…
A message from our Managing Partner, I’d like to start this month’s newsletter with some exciting news, we’ve formed a new strategic partnership with Ascern (Outsourced CFOs). This collaboration combines two complementary business advisory powerhouses and brings even greater financial insight and expertise to our clients, helping them achieve stronger business outcomes. You can read more about this partnership below, and in the Press Release on our website. Also in this…
Scams are getting smarter, and more targeted. From fake invoices to impersonation emails that look like they’ve come straight from the ATO, cybercriminals are finding new ways to catch business owners off guard. The goal is simple: to trick you into paying money, sharing information, or granting access to your systems. The Rise of Business Email Compromise One of…
Sustainable growth means building a business that’s efficient, adaptable, and resilient over the long term. Whether you’re in construction, logistics, manufacturing, or professional services, the most successful businesses are the ones that think strategically about how they grow, not just how fast. It’s the ability to expand your business profitably and predictably, without overextending resources, cash flow, or people. True sustainable growth happens when your…
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