Advivo Newsletter February 2026

A message from our Managing Partner,  We’re now well into the financial year: past the early optimism of July, beyond the end-of-calendar-year rush, and firmly in the rhythm of day-to-day operations. This is the perfect moment to pause and take stock. The assumptions you made six months ago about margins, cash flow, client demand, staffing have they…

Why QBCC Covenants Matter — The Risks of Self-Reporting and the Importance of Professional Guidance

Meeting your QBCC financial covenants specifically Net Tangible Assets (NTA) and Current Ratio has never been more crucial for builders and construction businesses in Queensland. The Queensland Building and Construction Commission (QBCC) uses these metrics to assess the financial viability and compliance of your business with its licensing conditions. For Categories 1 to 7 licence holders,…

Voice for Victims Foundation Launch

Voice for Victims Foundation grew out of a grassroots movement started by Ben Cannon in 2021, after he was himself the victim of a violent crime. That movement sought to highlight shortcomings in a system that too often appeared to prioritise the rights of offenders over the needs of victims. Working with, and standing alongside, so many victims also…

Advivo Newsletter January 2026

A message from our Managing Partner,  Happy New Year and welcome to 2026! I trust you had a well-deserved break over the holiday period and are ready to tackle the year ahead with renewed energy and focus.  As we’ve now settled into the second half of the financial year, January presents the perfect opportunity to pause and take stock.…

Payday Super: Less Than 6 Months to Prepare

From 1 July 2026, Australian employers must pay superannuation contributions at the same time they pay their employees’ wages. The legislation passed parliament in November 2025, giving businesses less than six months to prepare for a fundamental shift in how super is paid. Currently, employers pay super quarterly, with contributions due 28 days after quarter…

Understanding GST & BAS Lodgement

Understanding Business Activity Statement lodgement requirements is fundamental to staying compliant and maintaining healthy cash flow. Getting your BAS timing right affects both your compliance standing and your working capital. The Basics: What Goes in Your BAS Your BAS reports and pays several key obligations to the ATO including GST collected and paid, PAYG withholding…

Managing The Quarterly to Monthly Cash Flow Shift

The shift from quarterly to monthly thinking is where many businesses struggle. You might lodge quarterly, but your cash flow needs daily management. Treating your quarterly GST liability as a monthly obligation helps smooth out the lump-sum nature of quarterly payments. If your quarterly GST is typically $30,000, consider setting aside $10,000 per month. This…